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Cayo Perico Heist

The Cayo Perico Heist is the single best legit money method in GTA Online for solo players. A full solo run nets roughly $1M–$1.5M depending on the primary target and secondary loot, and it can be repeated with a short cooldown. It needs the Kosatka submarine (about $2.2M) as a one-time setup, which pays for itself in two to three runs.

Quick facts

Payout~$1M–$1.5M solo per run
Solo-friendlyYes
Difficultymedium

What you need

  • The Kosatka submarine (~$2.2M one-time purchase)
  • Completed the first Cayo Perico setup
  • About 60–90 minutes per full run including prep

How to do it

  1. Buy and use the Kosatka to start the Cayo Perico Heist.
  2. Do the scoping mission to mark the primary target and grab secondary loot intel.
  3. Complete the prep missions (cutting torch, grappling, approach vehicle).
  4. Run the finale solo, prioritizing the highest-value primary target plus gold/cash as secondary.
  5. Repeat after the cooldown; alternate targets to reduce diminishing returns.

Why it works

Cayo Perico is the most reliable money in the game because it scales perfectly to solo play and has no second-player requirement. The primary target (ranging from Tequila to Panther statue when available) sets the base payout; secondary loot like gold and cash boost it further. Spreading runs out and varying the target keeps payouts high.

FAQ

How much does Cayo Perico pay solo?
Roughly $1M to $1.5M per full solo run depending on the primary target and how much secondary loot (gold, cash, paintings) you grab.
Is the Kosatka worth it?
Yes. At about $2.2M it pays for itself in two to three Cayo Perico runs and unlocks the best repeatable solo income in the game.

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