If you are playing completely solo and want the best heist money in GTA Online right now, Cayo Perico is still the top pick. Even after its nerfs, an experienced solo player who plans around the cooldown can clear roughly 1.0 to 1.4 million GTA$ per run depending on the primary target and secondary loot, with total time investment per cycle varying. Because Rockstar has tweaked values and cooldowns across title updates, always confirm current payouts in game.
Ranked for solo money: 1) Cayo Perico Heist (true heist, fully solo). 2) Cluckin Bell Farm Raid (a full-length soloable raid chain released in 2024). 3) Solo-friendly contract alternatives like Auto Shop Contracts as a cooldown filler. Cayo wins because a practiced finale can be done in about 10 to 15 minutes and the prep is streamlined once you know the routes. The limiting factor is the solo cooldown, so your long-run hourly rate depends on what you do between runs.
Cluckin Bell Farm Raid is a strong second for pure solo heist-style play. It requires no expensive property buy-in and can be started from a standard character progression point, making it a low-ROI-risk choice. Expect the full chain to take about 60 to 90 minutes solo once you know it, with a repeat payout typically around the mid-500,000s GTA$ range and more on first-time bonuses or event weeks. That puts it near 350,000 to 600,000 GTA$ per hour solo under normal weeks.
For the best effective hourly, stack your session like this: run Cayo Perico solo, then fill the cooldown with short, consistent solo earners such as Auto Shop Contracts, Lamar Short Trips, or VIP Work if you are early-game. When special events bring back the Panther Statue for Cayo or buff raid payouts, solo money can spike. During Panther weeks, a clean solo Cayo with solid secondary loot can push a single-run gross well over 1.5 million GTA$, translating to standout hourly if you chain other content while you wait.
Bottom line: buy a Kosatka and learn solo Cayo routes for the best sustained solo heist income, use Cluckin Bell Farm Raid when you want a fresh solo heist chain without property costs, and plug cooldown gaps with fast, low-setup activities so your session average stays high.


